Voting record for CRA of 1995?

**Dredly** · October 3rd, 2008, 11:37 AM

I'm trying to locate the voting record (who said yes and no or how many reps said yes and dems said yes... etc) for the Community Reinvestment Act of 1995 and I can't find it anywhere.

I can't even find the bill that officially went to the president to sign, I can't find the Senate approval or version of the bill either, all I can find is stuff about the House bill "attempts" with nothing further on them.

Can anyone help?

**Longshot** · October 3rd, 2008, 01:27 PM

This is all I could find, The way this reads is that Presedent Clinton told the agency's to revise the regulations. How they did that without congressional approval I do not know. But it probably was under a different name. So any of the bills passed in that time could have had a provision to change the regulations, I was looking at bills before because its quicker, but it looks like it could be on one of the hundreds of amendments that were stuck in bills in those years. Going to keep looking.

http://www.federalreserve.gov/newsev...n20080213a.htm

The CRA regulations were substantially revised again in 1995, in response to a directive to the agencies from President Clinton to review and revise the CRA regulations to make them more performance-based, and to make examinations more consistent, clarify performance standards, and reduce cost and compliance burden. This directive addressed criticisms that the regulations, and the agencies' implementation of them through the examination process, were too process-oriented, burdensome, and not sufficiently focused on actual results. The agencies also changed the CRA examination process to incorporate these revisions.

**Dredly** · October 3rd, 2008, 01:51 PM

yeah thats what I found also and 2 House items for "CR improvement act of 1995" but neither of those went anywhere...

**adymond** · October 3rd, 2008, 03:54 PM

Could it be because the '95 act was just a revision of an act passed in '79?

**Longshot** · October 3rd, 2008, 03:59 PM

Originally Posted by adymond

Could it be because the '95 act was just a revision of an act passed in '79?

It could be, thought in the years of 93, 94, 95 I have seen nothing refreanceing the initial act. Now from what I understand Bush (the first one) signed the Financial Institutions Reform Recovery and Enforcement Act of 1989 into law, which also changed the CRA, From what it looks like CRA has been changed and played with a few times.. Its going to take some digging on this.