Firearm insurance

[BB MBD]

Does anybody knows about or uses firearm insurance? Can you tell me which company to go with? Thanks

[fredbaro]

if you are a member of nra they have a few different options and at a very reasonable cost

[bluehen59]

I have them covered under my homeowner's policy. State Farm

[tl_3237]

Here's one of my posts from an earlier thread:

If you want gun insurance I would recommend Collectibles Insurance.

See my post at http://forum.pafoa.org/general-2/835...ml#post1029822

Not only did I find them cheaper, no requiring any s/n or even a list but they also implemented a rider to ALL their policies to cover your carry pieces that I actually penned and they adopted!!! http://forum.pafoa.org/general-2/772...tml#post960601 .

Know any other insurance company that cooperative?

Disclaimer: I have no financial interest or relationship with Collectibles other than as a highly satisfied policyholder.

I still HIGHLY recommend Collectibles

[codename]

Check your homeowners or renters insurance policy. Mine covers firearms losses up to $5K. As mentioned they will also provide additional coverage at a cost.

[thabenjaminz05]

I work for State Farm and as already stated we usually cover up to $5000 in firearms under a home owners policy. The catch is this, its only covered if they are stolen or lost in a covered peril at the home. What you really want to look into is called a personal articles policy which will cover your collection anywhere at any time.

[BB MBD]

Here's one of my posts from an earlier thread:




I still HIGHLY recommend Collectibles

Backed by Lloyd's? Nice. And very affordable toO. Thanks.

[Hawk]

I still HIGHLY recommend Collectibles

+1
Very inexpensive and easy to apply. Everything is done online and via email, until you get your hard copy of the policy in the mail. They don't care what guns you are insuring and they don't need a list. You just tell them how much coverage you want (dollar wise). I highly recommend you do create a list of what you have for your own benefit (including serial numbers and pics) if you need to file a claim for theft or fire. IIRC, the policy also covers the firearms outside of your home (double check that).

[tl_3237]

Backed by Lloyd's? Nice. And very affordable toO. Thanks.

They use to be backed by Lloyds. Now the underlying policy is by United National Specialty Insurance Co, of Bala Cynwyd, PA,

For those relying on their homeowners policy, in addition to the limits of insurance also consider that any firearm loss is subject to your deductible.

[MT1]

Thanks for posting this! I entered a few test online quotes and am pleasantly surprised at the rates.