Gun Insurance

**caddy527** · March 13th, 2009, 11:15 PM

Since the election I have purchased a Mossberg 500 tactical, Ruger SP101, 2 XD45's and a Bersa 380+ and all my pre-election firearms. I went to a gun show today and picked up a Draganov and 6 30 round magazines. My question is do I need or do you recommend Gun insurance or are they covered under homeowners. Also does having firearms in the house pose a liability issue if I bring it up with my insurance provider?

**wa3ra** · March 14th, 2009, 01:17 AM

Check your policy; most comapnies write a basic policy to cover up to $2000 or $2500 automatically; I literally just increased my firearms coverage up to $5000 today; added less than a dollar a month to my policy!

**normanvin** · March 14th, 2009, 06:00 AM

Originally Posted by wa3ra

Check your policy;

What he said....

**FeltonFitz** · March 16th, 2009, 09:19 AM

The question of gun insurance comes up quite a bit. In addition to increasing the limit for guns on your home insurance, you can also purchase a gun insurance policy. We insure our guns with www.collectinsure.com. The NRA also has a program.