WHOOSH! I had some wind related excitement this morning... thanks Mother Nature

**87th PVI** · February 12th, 2009, 01:03 PM

So it's about 8:30 Am...I'm enjoying my day off, reading PAFOA forum, thinking about what to have for breakfast and all the while trying to ignore the whipping wind sound going on outside... All of a sudden there was a crashing sound & my house shook like there was an earthquake! I looked out back at the trees in the yard... all still standing... Hmmm what else could it have been? So I look out front... nothing but I do notice my missing recycling bin that was not there when I looked out back has escaped the alley, traveled down the side street and is sitting about 50 yards into the middle of the ball field across the street, so I go out to get it. As I am walking back I finally see what caused that noise & house shaking:

A trip to the roof found:

As it turns out, my 100 year old tin roof is fine other than along the seam where the next door neighbor's rubber roof blew off. I originaly thought the neighbor's just shifted & the next two blew off but when I looked again, I realized that all three of the newer roofs peeled right off.
Here's an example of the seam separation:

I went back up later on after the one neighbor had a roofer put a temporary cover over their part and remove the stuff that was hanging over the front of the house. Now you can see the chimney casuality a little better.

My insurance said that the seam will be fixed when the neighbor does his repairs, and to let them know if there is any damage as a result of it not being fixed before the next rain etc.
My other option is... I could put in my own claim just for the seam, but it'd be a claim on my insurance record, so my premium could go up (I had one other claim within the past 5 years) and I'd have to pay a $250 deductible, and if it's not done at the same time as the neighbor's repair I don't know if that roofer will screw up or undo anything I have done to the seam.
Has anyone else ever been in a similar situation?
In addition to my insurance company, I've already spoken to the person who owns the property next door and they are already contacting their insurance & roofing people.

**Dredly** · February 12th, 2009, 01:34 PM

wow that could have been a LOT worse. The wind up here is gusting pretty hard, pulled my archery target down, looks like it ripped the wood right off the screws... (damn)

**MadamRaven** · February 12th, 2009, 09:53 PM

holy cow!! can't believe you braved a trip to the roof...we continued to have power outages every 15 minutes from about 5am til i left for work around 1030 this morning and someone's trash bag broke open right in front of my mailbox (that was so gross, but I had to clean it up!!). in like a lion, out like a lamb...

**dc dalton** · February 12th, 2009, 10:45 PM

We hold our breath every damn time the wind gets nutty up here, and today it was NUTTY (50 mph they said)

3 years ago a similar windstorm in January dropped a 75' Maple tree across our roof at 5am .....