Discover Card to Begin Tracking Gun/Ammo Purchases in April

[esh21167]

I will say to their defense (not that I care for any credit card companies), that whenever you call for customer service, you get an American on the phone, who you can actually understand what they're saying, and not a turban. I can't say that about any of my other credit cards.

Obviously I despise this gun classification move, but unfortunately it seems to be no different than the other companies.

That is true about the CS.

The last handful of guns I bought were at gun shows and all of the vendors had a sign saying an extra 3% or whatever on credit card charges. I assume they were passing on their charges. Same with my ammo guy. Cash was always cheaper. Maybe something to do with taxes. But I would just hit the ATM and go on my way.

Yep, that's why they do it. Most other businesses just expect that as a cost of operation. I guess profit margins are so low on guns that vendors need to recover that %. It does seem one of the few 'industries' where that is openly advertised.

[ray h]

The last handful of guns I bought were at gun shows and all of the vendors had a sign saying an extra 3% or whatever on credit card charges. I assume they were passing on their charges. Same with my ammo guy. Cash was always cheaper. Maybe something to do with taxes. But I would just hit the ATM and go on my way.

Maybe just differences in how we use the card. I use it to buy guns / ammo online, face to face purchases are almost always in cash.
Honestly, they are probably tracking it on, I just don't know it.

[free]

What are you going to do when they all try that shit?

Stop applying for new cards I guess.

[streaker69]

Stop applying for new cards I guess.

That doesn't sound like good financial planning.

[Carson]

Maybe just differences in how we use the card. I use it to buy guns / ammo online, face to face purchases are almost always in cash.
Honestly, they are probably tracking it on, I just don't know it.

Sounds about right.

[John_Wick]

I have used discover as my main card for over 30 years, but this will prompt me to look elsewhere. Is there a pro2A card in existence?

I am checking with my credit union. I'll update if I receive positive news...

This is an anti-gun website that grades banks based on how much business they do with the gun industry. I guess we're seeking banks that got an F.

https://isyourbankloaded.org/

[Emptymag]

Yeah,fuck em!

^^^^^THIS^^^

HEY!!!

[Emptymag]

Correct. However, I think this is setting the groundwork for other potential uses down the pike. Perhaps future legislation will set a certain dollar amount or volume that will trigger a notification to the feds for manual review, similar to the Form 8300 required for cash transactions over $10k. I think it also sets the stage for banks, processors, etc. to more easily blacklist gun/ammo dealers if they so choose (as PayPal did eons ago). And of course it also ensures that no one is getting cashback bonuses on purchases of guns/ammo. As of last year, US Bank started to reclassify a slew of gun/ammo dealers on their own and I didn't get the usual "Sporting Goods" cashback I used to get on virtually any of them. They moved them all into a "Misc" category that earns no bonuses. In short, I think this is all part of the current trend for businesses to steer political issues where they want them go when legislation cannot (or it can, but not as quickly as they'd like).

[ShadeRabbit]

This is an anti-gun website that grades banks based on how much business they do with the gun industry. I guess we're seeking banks that got an F.

https://isyourbankloaded.org/

Sweet, both my banks got an 'F'. I knew I keep paying those $7/month minimum balance fees for a reason

[phoenix01]

Sweet, both my banks got an 'F'. I knew I keep paying those $7/month minimum balance fees for a reason

My bank isn't on there: USAA Federal Savings Bank