Pennsylvania Firearm Owners Association
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  1. #1
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    Default NRA Settles NY lawsuit for $2.5 million for selling Carry Guard in NY

    According to USA today The NRA agreed to settle NY State’s lawsuit regarding their carry guard issuance being sold without a license in NY state.
    The article says that the NRA attorney states;

    “The consent order contains no admissions by the NRA, and no NRA member money will fund this settlement," said William Brewer, the attorney.
    If that is true I guess it’s being paid liability insurance?

    ALBANY, N.Y. – The National Rifle Association will pay a $2.5 million penalty and be banned from selling insurance products in New York after state regulators found the organization violated the law for most of the last two decades.
    The state Department of Financial Services and the NRA entered into an agreement last week to end the state's three-year investigation into the gunowners-rights organization's insurance offerings, including Carry Guard, a controversial product that covered legal costs for policy holders who claim they acted in self defense.

    The state's investigation found the NRA earned commission on more than 28,000 sales on insurance products to its New York members, which the organization marketed in the state despite not having a proper insurance license.
    As part of a consent order signed last week and announced Wednesday, the NRA will pay the fine and stop marketing insurance to its New York members for the next five years, regardless of whether it obtains a license.

    Despite the agreement, a second, more-serious state investigation will continue: State Attorney General Letitia James sued the NRA this year, accusing the organization of widespread fraud and seeking its closure.
    In a statement Wednesday, DFS Superintendent Linda Lacewell said the NRA "operated as an unlicensed insurance producer and broke the New York Insurance Law."

    “Even worse, the NRA violated the New York Insurance Law by soliciting dangerous and impermissible insurance products, including those within its Carry Guard program that purported to insure intentional acts and criminal defense costs," she said.
    New York had been one of several regulators to investigate the NRA's Carry Guard program after the organization launched it in 2017.
    The insurance program promised to cover the legal fees and civil liability costs of policy holders involved in incidents in which they claim they acted in self defense.
    The state's investigation quickly expanded to examining a variety of insurance products, which were technically offered by licensed insurers Lockton Affinity and AGIA. More than 28,000 New York residents bought NRA-endorsed policies through Lockton alone from 2000 through 2018.

    But the NRA marketed those policies to its New York members through various advertisements, including YouTube videos, and received compensation for every sale.

    In 2018, DFS fined Lockton $7 million for underwriting the Carry Guard program, which the state said was illegal in part because it provided coverage for willful, intentional acts. The NRA then sued Gov. Andrew Cuomo, claiming the state was trying to blackball the NRA by targeting its affiliates.

    The NRA had claimed it acted appropriately because Lockton and AGIA were licensed insurers. But state regulators say the arrangement crossed a legal line in New York, which found the NRA was illegally acting as an insurance producer in part because it was compensated for sales.

    The consent order did not require the NRA to admit fault, but does prevent the organization from disputing any of the facts contained in it. The organization's general counsel, John Frazer, signed the consent order Nov. 13.
    In a statement, an attorney for the NRA said the DFS investigation "began with a roar" and "ends with a whimper."

    “The consent order contains no admissions by the NRA, and no NRA member money will fund this settlement," said William Brewer, the attorney.
    As part of the agreement, the NRA will not allow licensed insurers to use its logo for the next five years in New York, nor will it be allowed to collect compensation from any insurance sales.
    The consent order does not prohibit the NRA from continuing its lawsuit against Cuomo, which remains pending.
    "Although DFS has settled its claims against the NRA, the NRA’s claims against DFS – and New York Governor Andrew Cuomo, and New York

    Attorney General Letitia James – will go forward," Brewer said.
    The agreement is separate and apart from James' lawsuit against the NRA, which is also ongoing.
    James, an independently elected official, filed suit in August against the organization, accusing it of wasting millions of dollars on tropical trips, lavish meals and private jets that benefited NRA leaders including Wayne LaPierre, its longtime executive vice president.
    The lawsuit seeks to shut the NRA down by forcing it to dissolve. A nonprofit organization, the NRA has been chartered in New York since it was founded in the late 19th century.

    The NRA has countersued, accusing James, a Democrat, of launching a political vendetta against the organization.
    The lawsuits remain pending in court.
    https://www.usatoday.com/story/news/...ny/3766244001/

  2. #2
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    Default Re: NRA Settles NY lawsuit for $2.5 million for selling Carry Guard in NY

    New York State is a puppet of the City of New York. It's been corrupt for a long time, and like California courts, both the state and federal courts in NY are leftist activists. They have abused their power for so long that they honestly don't see it as abuse any more, it's just a perk of obtaining that power.

    Plenty of member organizations sell insurance to their members, using licensed brokers to do so. You don't see NY's AG going after AARP or unions, do you? Because those are also fellow Leftist travelers.

    The NRA policy didn't cover "any incident that the member claims was self-defense", it reimbursed members if they successfully persuaded a court that it was self-defense.

    Self-defense is not a "willful act" the way arson or robbery are; it's a RESPONSE. The whole point of self-defense is that you didn't instigate the attack on yourself. If you "provoke" an attack, if you're the motivator of events, then most state laws bar you from using deadly force to stop the attack you caused. Self-defense is about as willful as being hit by a truck.

    NY is a shameful cesspool of delusion and crime and corruption, an interlinked organized criminal enterprise with Wall Street and Madison Avenue and the networks and the elites working together to fleece America for their personal benefit.
    Attorney Phil Kline, AKA gunlawyer001@gmail.com
    Ce sac n'est pas un jouet.

  3. #3
    Join Date
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    New Tripoli, Pennsylvania
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    Exclamation Re: NRA Settles NY lawsuit for $2.5 million for selling Carry Guard in NY

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