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Thread: Emergency Fund
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March 24th, 2020, 01:24 AM #11Grand Member
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Richboro,
Pennsylvania
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Re: Emergency Fund
The only thing I can add is NEVER have any credit card debt. Don't fall into that trap, they will screw you for 20+% of your money. If you don't have the cash to pay something off in full at the end of the month don't be buying it. You will never get ahead in life if you have credit card debt. Imagine if you could put that 20+ percent of the money you piss away into savings. Would you take a 20% pay cut (after taxes)?
Of course I don't mean this if you are recently unemployed, your car breaks down, or your kids are starving. Bad things happen. But I know too many people with steady jobs that need that new 55 inch TV.
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