Martins illegal policies are going to get me denied and I'm not sure how to proceed.

Applied on 10/28. First reference mails his back immediately. About 11/10 or so I receive a letter from Martin stating that reference #2 has not replied. Contact #2, he apparently lost it. Call Martin, furnish another reference. Reference #3 never gets the letter.

Call 12/14, ask to resend to reference #2 and #3. Reference #2 gets letter, supposedly mails back before xmas. #3 never gets either letter. Call Martin today, they say they never received #2 back, and I'll be denied if they don't hear back by end of week.

What can I do? I'm sick of Martins BS at this point. If I get denied can I use out of county references? The reliable reference I used is leaving and #2 and #3 are not reliable.

Thanks..