Texas Law Shield

**indianjack** · December 15th, 2013, 10:45 AM

I'm back down here in Texas and my PA lic is expired. So I'm back at school to get a Texas CCL again. The class took a break and a gentleman gave us a presentation from a group called "Texas Law Shield". Its basically insurance for legal fees should you need to use your firearm. Only costs $20 to sign up and $11.50 a month after that. So question, is there program like that in PA?

**thundrr1** · December 15th, 2013, 01:09 PM

This thread is similar,,,,,, http://forum.pafoa.org/general-2/237...good-true.html

**ray h** · December 15th, 2013, 02:02 PM

$140 a year? They are making a killing (pun intended).
I wouldn't spend $140 or $150 a year for this but then I don't live or travel through high risk areas. The chances of me ever have to defend against defending myself is so slim it's not worth worrying about, something along the lines of paying $140 a year for "plane crash" specific insurance.

**Shisno** · December 15th, 2013, 02:16 PM

Originally Posted by ray h

$140 a year? They are making a killing (pun intended).
I wouldn't spend $140 or $150 a year for this but then I don't live or travel through high risk areas. The chances of me ever have to defend against defending myself is so slim it's not worth worrying about, something along the lines of paying $140 a year for "plane crash" specific insurance.

So why carry a gun? Is it because if you need it, then you'll have it? Same applies to the insurance I would think.

But then again, I'm not going to be enrolling anytime soon. Finances are just too tight. But if I was a bit better off, I might do something like that.

**flyingjunkie** · December 15th, 2013, 02:16 PM

Originally Posted by ray h

$140 a year? They are making a killing (pun intended).
I wouldn't spend $140 or $150 a year for this but then I don't live or travel through high risk areas. The chances of me ever have to defend against defending myself is so slim it's not worth worrying about, something along the lines of paying $140 a year for "plane crash" specific insurance.

Think about it this way, though. $150/yr (that's what CCWSafe charges for a 2 person plan) for me, estimating that I might live for another 50 years, would come out to $7,500. That would barely even cover your bail let alone any legal fees if you were in, say, a George Zimmerman situation.

**Grey Bearded One** · December 15th, 2013, 02:25 PM

What about insurance to cover judgements against you AND legal fees?

**Butlerite** · May 5th, 2016, 12:16 PM

I just got the insurance from U.S. Law Shield, last night. It is $131.40/yr in Pennsylvania, or $10.95/mo. It covers criminal and civil fees. From the leaflet: Covers Legal Defense, criminal and civil; no caps, no limits, no deductibles; not a reimbursement scheme. I just could not pass up the $10.95/mo.

**alpacaheat** · May 5th, 2016, 04:10 PM

Originally Posted by Butlerite

I just got the insurance from U.S. Law Shield, last night. It is $131.40/yr in Pennsylvania, or $10.95/mo. It covers criminal and civil fees. From the leaflet: Covers Legal Defense, criminal and civil; no caps, no limits, no deductibles; not a reimbursement scheme. I just could not pass up the $10.95/mo.

Thanks for the tip. Was looking at USCCA, which costs twice as much.

Doesn't look like USLS covers bail though.