Helping Junior buy a gun

**Sgt.K** · December 26th, 2013, 04:12 PM

Mrs.K and I have 3 male offspring between us, ages 24, 23, and 22. Junior.K #1 and #3 (both hers) are both interested in purchasing their first personal firearms (1911s for both of them

). Neither one is currently able to afford the purchase outright. I have a couple of zero-balance credit cards available, and they can pay me in installments. If we go into a shop and choose a gun, can they fill out the 4473 while I pay the actual charges? The gun is meant to be theirs, I am just providing a financing service. They are not strictly *my* children (their father lives in MD), though I've been with them half their lives.

Ready... GO!

**ShelbyGoat** · December 26th, 2013, 04:15 PM

I don't see anything wrong with that. Don't think the store cares who pays the bill. I have gone with my father and he used his card for a gun purchase when my card was not working.

**jerkin** · December 26th, 2013, 04:19 PM

I'm betting they won't do it.

**Sgt.K** · December 26th, 2013, 04:21 PM

Originally Posted by ShelbyGoat

I don't see anything wrong with that. Don't think the store cares who pays the bill. I have gone with my father and he used his card for a gun purchase when my card was not working.

I did the same for my Mrs.K when we picked up her Shield, but spouse↔spouse is one of the feel-good situations. I'm just concerned about the step-child↔step-parent thing giving the FFL something to balk about.

**knight0334** · December 26th, 2013, 04:21 PM

An over-zealous FFL may view it as a strawpurchase and refuse the sale. But what you're doing is perfectly legal.

**Sgt.K** · December 26th, 2013, 04:24 PM

Originally Posted by knight0334

An over-zealous FFL may view it as a strawpurchase and refuse the sale. But what you're doing is perfectly legal.

Wouldn't that just be super?

**Pilot321** · December 26th, 2013, 04:24 PM

FFL's are extremely afraid of straw purchases, and losing their licenses or worse. I doubt they would do that. I would call first and ask.

Why not get a cash advance on the card, and have your sons pay with cash. Then the can pay you back. Or better yet, maybe then can get their own card, and pay it that way.

**Bill67** · December 26th, 2013, 04:27 PM

Call your lgs, and ask the mgr, telling him you are helping the kids financially only. They either go along or not, The boys have to pass the PICS, not you. See what they say.
Have You done business there before?

**WCMG** · December 26th, 2013, 04:28 PM

This is perfectly legal and any gun store with knowledgeable staff will be okay with this. You are simply loaning money to your sons for them to purchase a firearm.