A man and his wife, moved back home to West Virginia , from Ohio . The
husband had a wooden leg, and to insure it back in Ohio cost them $2000.
per year!

When they arrived in West Virginia , they went to an insurance agency to
see how much it would cost to insure his wooden leg.

The agent looked it up on the computer and said: '$39.'

The husband was shocked and asked why it was so cheap here in West
Virginia to insure it because it cost him $2000 in Ohio !

The insurance agent turned his computer screen to the couple and said,
'Well, here it is on the screen, it says: Any wooden structure, with a
sprinkler system above it, is $39... You just have to know how to
describe it!'

(Those HILLBILLIES know how "to git 'er done"; don't they?)