Concealed carry insurance

[bigrdenu]

Hey just wondering if anyone carries liability insurance strictly for concealed carry. I asked an insurance agent about it. He claimed thier agency does not do that kind of thing, but I was wondering if anyone has coverage and which agency they are covered under. Thanks.

[NEPABob]

I believe it's covered under homeowners/renters general liability insurance. Make sure you purchace additional 1-2 million in blanket liability coverage. This coverage requires higher auto and home limits, but in my opinion it's worth it. If you need an off-set to save some money, look into limited tort auto option.

I had a Property & Casuality license, but that was some time ago.

Talk to your agent...

[HiredGoon]

Oh, from the title...I thought this thread was about carrying a backup gun in addition to your regular conceal carry gun

Never mind! LOL!

[Mr_Tom]

http://forum.pafoa.org/lounge-108/26...a-product.html

tom

[Lazylaser]

Any accidents should be covered under homeowners.

[inkie]

You can get liability insurance from the NRA. don't have the policy available to me right now but from what I remember its for a set amount and was not exoensive.

[sjohn26]

Any accidents should be covered under homeowners.

Ahhhhhhhhhhhhhhh.....but is self defense considered accidental or intended??

[Philadelphia]

Ahhhhhhhhhhhhhhh.....but is self defense considered accidental or intended??

Generally intended and generally not covered by traditional insurance.

Read the thread link posted by Mr_Tom. You need a separate policy and every such policy I am aware of will reimburse you for defense costs after it's all over, if you are acquitted and/or have judgement entered in your favor in a civil suit. In other words, you pay up front for all defense costs.

[djturnz]

ER Munro company handles professional liability insurance for Constables which includes a firearms rider. They may offer something similar for citizens.

[shermdo]

Any accidents should be covered under homeowners.

I am not sure that the OP was concerned strictly about such a thing as a negligent discharge. IMO there are a lot of other liability concerns that we all should have. This topic interests me as well. I have been meaning to contact the NRA regarding getting details of what they offer. I am reluctant to broach the topic with my regular insurance agent. Call me nuts but I have heard some stories 3rd hand about people getting their HO insurance canceled and I can not afford for that to happen.

I goggled "NRA liability insurance" and found the following site. It looks interesting. I plan to investigate further.
http://www.locktonrisk.com/nrains/index.asp

Thank you to the OP for reminding me about this issue.