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Thread: Concealed carry insurance
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December 5th, 2008, 04:31 PM #1Member
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Glenmoore,
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Concealed carry insurance
Hey just wondering if anyone carries liability insurance strictly for concealed carry. I asked an insurance agent about it. He claimed thier agency does not do that kind of thing, but I was wondering if anyone has coverage and which agency they are covered under. Thanks.
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December 5th, 2008, 04:46 PM #2Member
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Archbald,
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Re: Concealed carry insurance
I believe it's covered under homeowners/renters general liability insurance. Make sure you purchace additional 1-2 million in blanket liability coverage. This coverage requires higher auto and home limits, but in my opinion it's worth it. If you need an off-set to save some money, look into limited tort auto option.
I had a Property & Casuality license, but that was some time ago.
Talk to your agent...
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December 5th, 2008, 06:29 PM #3
Re: Concealed carry insurance
Oh, from the title...I thought this thread was about carrying a backup gun in addition to your regular conceal carry gun
Never mind! LOL!
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December 5th, 2008, 06:55 PM #4
Re: Concealed carry insurance
Everyday, Love your Wife. She might love you back twice that day. :D
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December 5th, 2008, 07:19 PM #5
Re: Concealed carry insurance
Any accidents should be covered under homeowners.
In order to get intelligent answers you must speak intelligently.
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December 5th, 2008, 09:39 PM #6Member
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bethlehem township,
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Re: Concealed carry insurance
You can get liability insurance from the NRA. don't have the policy available to me right now but from what I remember its for a set amount and was not exoensive.
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December 5th, 2008, 09:53 PM #7Banned
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December 5th, 2008, 10:38 PM #8
Re: Concealed carry insurance
Generally intended and generally not covered by traditional insurance.
Read the thread link posted by Mr_Tom. You need a separate policy and every such policy I am aware of will reimburse you for defense costs after it's all over, if you are acquitted and/or have judgement entered in your favor in a civil suit. In other words, you pay up front for all defense costs.Last edited by Philadelphia; December 5th, 2008 at 10:41 PM.
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December 6th, 2008, 10:39 PM #9
Re: Concealed carry insurance
ER Munro company handles professional liability insurance for Constables which includes a firearms rider. They may offer something similar for citizens.
Adams County Sport Handgunners Association - President
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December 9th, 2008, 02:21 AM #10
Re: Concealed carry insurance
I am not sure that the OP was concerned strictly about such a thing as a negligent discharge. IMO there are a lot of other liability concerns that we all should have. This topic interests me as well. I have been meaning to contact the NRA regarding getting details of what they offer. I am reluctant to broach the topic with my regular insurance agent. Call me nuts but I have heard some stories 3rd hand about people getting their HO insurance canceled and I can not afford for that to happen.
I goggled "NRA liability insurance" and found the following site. It looks interesting. I plan to investigate further.
http://www.locktonrisk.com/nrains/index.asp
Thank you to the OP for reminding me about this issue.Last edited by shermdo; December 9th, 2008 at 02:25 AM. Reason: Add url
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