Pennsylvania Firearm Owners Association
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  1. #21
    Join Date
    Nov 2011
    Location
    Bucks County, Pennsylvania
    (Bucks County)
    Posts
    1,898
    Rep Power
    21474845

    Default Re: Self-defense insurance? Case examples?

    Quote Originally Posted by marketermac View Post
    I have car insurance, health insurance, home owners insurance, life insurance. I certainly didn't purchase any of those with the intention to use them. With the exception of fraud, has 'having insurance' ever played a part in a court case like you're suggesting?

    I don't have self defense insurance, however I can see being bankrupted as something you also wouldn't want to face in a self defense trial if it came down to it.
    Ummmm YES! Life Insurance and who is the payee comes up all the time in murder trials! Dont you have , like, TV where you live?

  2. #22
    Join Date
    Mar 2017
    Location
    PHILADELPHIA, Pennsylvania
    Posts
    117
    Rep Power
    414425

    Default Re: Self-defense insurance? Case examples?

    Another case of "Self-Defense" from the real-world. Notice the date of the "crime," and notice the date of judicial determination on Appeal. No mention of $ to carry forward with the expense for that outcome.

    http://www.illinoiscourts.gov/Opinio...KmJCRYOO_y5NBU

    TB605

  3. #23
    Join Date
    Jan 2013
    Location
    Elizabethtown, Pennsylvania
    (Lancaster County)
    Posts
    69
    Rep Power
    264960

    Default Re: Self-defense insurance? Case examples?

    I'm a member of ACLDN. I hope I never need it, but I feel good about supporting the organization and (indirectly) fellow members. It's not "insurance." Always read the fine print. https://armedcitizensnetwork.org/lea...rship-benefits

  4. #24
    Join Date
    Mar 2017
    Location
    PHILADELPHIA, Pennsylvania
    Posts
    117
    Rep Power
    414425

    Default Re: Self-defense insurance? Case examples?

    And in this person's case, I do think that there is no self-defense "insurance" that would have helped him:

    https://scholar.google.com/scholar_c...2RdZb1GjQuzxqQ

    TB605

  5. #25
    Join Date
    Dec 2015
    Location
    Lock Haven, Pennsylvania
    (Clinton County)
    Posts
    177
    Rep Power
    2746347

    Default Re: Self-defense insurance? Case examples?

    Do LEO's/LE Departments, the state police, court officials who carry as a requirement, etc have separate insurance riders or policies for their line of work or their employees line of work?
    A Notary Public carries "errors and omissions" insurance. Motor vehicle carriers have a rider to cover the "extra" hazard of transporting hazardous and dangerous materials on public roads if they so chose to do that. Of course medical professionals and even the ones I see have malpractice insurance.
    I would think that the state and any municipality most likely needs extra liability protections from their underwriters for their employees who are in harms way. (Or who put innocents in harms way as two recent high profile shootings have pointed out). It makes sense to have policies for specific protections in high liability scenarios if there is a chance it can happen. As one of our over advertising attorney firms state over and over again, you have to "choose wisely".
    Engineers make things idiot proof! Evolution makes better idiots!

  6. #26
    Join Date
    Oct 2006
    Location
    Cherry Tree, Pennsylvania
    (Indiana County)
    Age
    71
    Posts
    5,222
    Rep Power
    21474854

    Default Re: Self-defense insurance? Case examples?

    Quote Originally Posted by Boo Vuccla View Post
    Do LEO's/LE Departments, the state police, court officials who carry as a requirement, etc have separate insurance riders or policies for their line of work or their employees line of work?
    Yes, they do.

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