I have no problem with a business charging a premium transfer/PICS fee for receiving firearms bought online. It’s kinda like Trump's tariffs. Why should they help you buy a gun from somewhere else if they can sell it to you...especially with new guns.

I also have no problem with someone going elsewhere to get your gun sent.

As for having to pay $5 for the transfer rather than having the business absorb it as a cost of doing business, I have two points...1j FFL's make next to nothing on new firearm sales and 2) If a $5 PICS fee is what pushes a gun's price into unaffordable, you probably shouldn’t be buying it in the first place.