Pennsylvania Firearm Owners Association
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  1. #11
    Join Date
    Oct 2010
    Location
    Lebanon, Tennessee
    Posts
    4,941
    Rep Power
    21474854

    Default Re: Homeowners insurance and guns.

    Thanks for the suggestions so far.

    I am a member of USAA but they pissed me off for other reasons, so fuck em.
    Life has a melody. Not great, not terrible.

  2. #12
    Join Date
    Feb 2013
    Location
    Upper Darby, Pennsylvania
    (Delaware County)
    Age
    57
    Posts
    4,240
    Rep Power
    21474852

    Default Re: Homeowners insurance and guns.

    I have not *quite* exceeded NRA coverage limits for my firearms - yet - but I have never heard nor read a single concerning thing about firearms from USAA.

    In my experience they (USAA) are also quite easy to deal with when you need them, usually during some of the un-better times, like this one...
    Image0207.jpg

  3. #13
    Join Date
    Dec 2010
    Location
    Macungie, Pa, Pennsylvania
    (Lehigh County)
    Age
    60
    Posts
    1,375
    Rep Power
    21474851

    Default Re: Homeowners insurance and guns.

    Same here with State Farm. Have never been asked.

    .

  4. #14
    Join Date
    Jun 2008
    Location
    East side of the ANF, Pennsylvania
    (Elk County)
    Posts
    7,025
    Rep Power
    21474859

    Default Re: Homeowners insurance and guns.

    I have been a longtime Amica customer and they treated us well for the one and only (knock wood) auto claim we had. Superbly. Amica's contract adjuster looked at the vehicle the day after the accident and authorized repair to start immediately. We had the Explorer back exactly two weeks later. Annual premium increased by $28.

    My homeowners insurance with Amica is replacement value, with a non-specific increased contents value rider. I did not inform them of model numbers, serial numbers, or quantity. I did inform them of a comprehensive spreadsheet and multiple digital photos of each item (firearm, antiques, books, glassware, etc.) in addition of photos of each room's general contents. They were satisfied with that, but they do not have copies of it. The copies are in a SDB in the bank. The SS is updated monthly, and stored on my youngest's computer as well.

    Noah
    Wisdom and knowledge shall be the stability of thy times.

  5. #15
    Join Date
    Jun 2014
    Location
    Middle of PA, Pennsylvania
    Posts
    7,554
    Rep Power
    21474853

    Default Re: Homeowners insurance and guns.

    Quote Originally Posted by Sgt.K View Post
    I have not *quite* exceeded NRA coverage limits for my firearms - yet - but I have never heard nor read a single concerning thing about firearms from USAA.

    In my experience they (USAA) are also quite easy to deal with when you need them, usually during some of the un-better times, like this one...
    Image0207.jpg


    <GHETTO ACCENT> What kind of company would expect you to drive around on 3 wheels?
    Galations 6:9...And let us not grow weary of doing good, for in due season we will reap, if we do not give up.
    Ashli Babbitt - Patriot

  6. #16
    Join Date
    Feb 2007
    Location
    next to my neighbor, Pennsylvania
    Posts
    13,637
    Rep Power
    21474867

    Default Re: Homeowners insurance and guns.


  7. #17
    Join Date
    Oct 2010
    Location
    Lebanon, Tennessee
    Posts
    4,941
    Rep Power
    21474854

    Default Re: Homeowners insurance and guns.

    Quote Originally Posted by Noah_Zark View Post
    I have been a longtime Amica customer and they treated us well for the one and only (knock wood) auto claim we had. Superbly. Amica's contract adjuster looked at the vehicle the day after the accident and authorized repair to start immediately. We had the Explorer back exactly two weeks later. Annual premium increased by $28.

    My homeowners insurance with Amica is replacement value, with a non-specific increased contents value rider. I did not inform them of model numbers, serial numbers, or quantity. I did inform them of a comprehensive spreadsheet and multiple digital photos of each item (firearm, antiques, books, glassware, etc.) in addition of photos of each room's general contents. They were satisfied with that, but they do not have copies of it. The copies are in a SDB in the bank. The SS is updated monthly, and stored on my youngest's computer as well.

    Noah
    Their auto reputation is why I went with them.
    Life has a melody. Not great, not terrible.

  8. #18
    Join Date
    May 2006
    Location
    127.0.0.1, Pennsylvania
    (Lancaster County)
    Posts
    20,357
    Rep Power
    21474874

    Default Re: Homeowners insurance and guns.

    Quote Originally Posted by JustinHEMI View Post
    Their auto reputation is why I went with them.
    Maybe you should tell them that many times you are transporting multiple firearms hundreds of miles with the intent of using them.
    Rules are written in the stone,
    Break the rules and you get no bones,
    all you get is ridicule, laughter,
    and a trip to the house of pain.

  9. #19
    Join Date
    Sep 2009
    Location
    PENNSYLVANIA, Pennsylvania
    Age
    73
    Posts
    3,789
    Rep Power
    21474854

    Default Re: Homeowners insurance and guns.

    NATIONWIDE NEVER ASKED FOR DETAILED INFO ABOUT GUN OR JEWELERY EXCEPT FOR THE PRICIER JEWELRY PIECES THEY ADDED AMOUNT ON RIDERS ( Extra Costs )TO MY POLICYS !

  10. #20
    Join Date
    Jul 2017
    Location
    Pocono Mtns., Pennsylvania
    (Wayne County)
    Posts
    112
    Rep Power
    1363139

    Default Re: Homeowners insurance and guns.

    State Farm has always treated me well, House and all contents including firearms covered, all I was asked is how much coverage did I want on the firearms and other contents. Also have Vehicle and Boat coverage with them.

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