Pennsylvania Firearm Owners Association
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  1. #11
    Join Date
    Oct 2010
    Location
    Pittsburgh, Pennsylvania
    (Allegheny County)
    Posts
    1,939
    Rep Power
    21474844

    Default Re: Homeowners insurance and guns.

    Thanks for the suggestions so far.

    I am a member of USAA but they pissed me off for other reasons, so fuck em.
    Life has a melody.

  2. #12
    Join Date
    Feb 2013
    Location
    Upper Darby, Pennsylvania
    (Delaware County)
    Age
    51
    Posts
    2,784
    Rep Power
    20835252

    Default Re: Homeowners insurance and guns.

    I have not *quite* exceeded NRA coverage limits for my firearms - yet - but I have never heard nor read a single concerning thing about firearms from USAA.

    In my experience they (USAA) are also quite easy to deal with when you need them, usually during some of the un-better times, like this one...
    Image0207.jpg

  3. #13
    Join Date
    Dec 2010
    Location
    Lehigh Valley, Pennsylvania
    (Lehigh County)
    Age
    54
    Posts
    1,047
    Rep Power
    21474844

    Default Re: Homeowners insurance and guns.

    Same here with State Farm. Have never been asked.

    .

  4. #14
    Join Date
    Jun 2008
    Location
    East side of the ANF, Pennsylvania
    Posts
    4,895
    Rep Power
    21474850

    Default Re: Homeowners insurance and guns.

    I have been a longtime Amica customer and they treated us well for the one and only (knock wood) auto claim we had. Superbly. Amica's contract adjuster looked at the vehicle the day after the accident and authorized repair to start immediately. We had the Explorer back exactly two weeks later. Annual premium increased by $28.

    My homeowners insurance with Amica is replacement value, with a non-specific increased contents value rider. I did not inform them of model numbers, serial numbers, or quantity. I did inform them of a comprehensive spreadsheet and multiple digital photos of each item (firearm, antiques, books, glassware, etc.) in addition of photos of each room's general contents. They were satisfied with that, but they do not have copies of it. The copies are in a SDB in the bank. The SS is updated monthly, and stored on my youngest's computer as well.

    Noah
    If you are not part of the solution, you are the precipitate.

  5. #15
    Join Date
    Jun 2014
    Location
    Middle of PA, Pennsylvania
    Posts
    3,813
    Rep Power
    21474843

    Default Re: Homeowners insurance and guns.

    Quote Originally Posted by Sgt.K View Post
    I have not *quite* exceeded NRA coverage limits for my firearms - yet - but I have never heard nor read a single concerning thing about firearms from USAA.

    In my experience they (USAA) are also quite easy to deal with when you need them, usually during some of the un-better times, like this one...
    Image0207.jpg


    <GHETTO ACCENT> What kind of company would expect you to drive around on 3 wheels?
    The Constitution does not say that a person can yell wolf in a crowded theater.

  6. #16
    Join Date
    Feb 2007
    Location
    next to my neighbor, Pennsylvania
    Posts
    8,063
    Rep Power
    21474855

    Default Re: Homeowners insurance and guns.


  7. #17
    Join Date
    Oct 2010
    Location
    Pittsburgh, Pennsylvania
    (Allegheny County)
    Posts
    1,939
    Rep Power
    21474844

    Default Re: Homeowners insurance and guns.

    Quote Originally Posted by Noah_Zark View Post
    I have been a longtime Amica customer and they treated us well for the one and only (knock wood) auto claim we had. Superbly. Amica's contract adjuster looked at the vehicle the day after the accident and authorized repair to start immediately. We had the Explorer back exactly two weeks later. Annual premium increased by $28.

    My homeowners insurance with Amica is replacement value, with a non-specific increased contents value rider. I did not inform them of model numbers, serial numbers, or quantity. I did inform them of a comprehensive spreadsheet and multiple digital photos of each item (firearm, antiques, books, glassware, etc.) in addition of photos of each room's general contents. They were satisfied with that, but they do not have copies of it. The copies are in a SDB in the bank. The SS is updated monthly, and stored on my youngest's computer as well.

    Noah
    Their auto reputation is why I went with them.
    Life has a melody.

  8. #18
    Join Date
    May 2006
    Location
    127.0.0.1, Pennsylvania
    (Lancaster County)
    Posts
    15,478
    Rep Power
    21474863

    Default Re: Homeowners insurance and guns.

    Quote Originally Posted by JustinHEMI View Post
    Their auto reputation is why I went with them.
    Maybe you should tell them that many times you are transporting multiple firearms hundreds of miles with the intent of using them.
    Rules are written in the stone,
    Break the rules and you get no bones,
    all you get is ridicule, laughter,
    and a trip to the house of pain.

  9. #19
    Join Date
    Sep 2009
    Location
    POCONO MOUNTAINS, PENNSYLVANIA, Pennsylvania
    (Monroe County)
    Age
    66
    Posts
    1,937
    Rep Power
    9550853

    Default Re: Homeowners insurance and guns.

    NATIONWIDE NEVER ASKED FOR DETAILED INFO ABOUT GUN OR JEWELERY EXCEPT FOR THE PRICIER JEWELRY PIECES THEY ADDED AMOUNT ON RIDERS ( Extra Costs )TO MY POLICYS !

  10. #20
    Join Date
    Jul 2017
    Location
    Pocono Mtns., Pennsylvania
    (Wayne County)
    Posts
    62
    Rep Power
    939085

    Default Re: Homeowners insurance and guns.

    State Farm has always treated me well, House and all contents including firearms covered, all I was asked is how much coverage did I want on the firearms and other contents. Also have Vehicle and Boat coverage with them.

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