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July 13th, 2017, 06:43 PM #1Grand Member
- Join Date
- Sep 2006
- Location
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Pennsylvania
(Allegheny County) - Posts
- 1,692
- Rep Power
- 2798092
Erie Insurance Secure Home policy. Gun related.
Just a heads up my Insurance agent Emailed me today about this new policy for homeowners.
It's your normal homeowners policy with some upgrades
Criminal Defense Cost Reimbursement Defense of Persons or Property $25,000
Sewer pipe drain back up $5,000
Underground Service Line Coverage $25,000
Equipment Breakdown up to $50,000
Guns up to $3,000 per item maximum of $10,000.
Identity Recovery and Fraud Reimbursement up to $25,000
Remember all of the above you normally have to buy additional Insurance, for coverage.
Just to give you an idea of the additional cost of this policy.
They had my replacement cost on my home (structure) at $155K
It was increased to $230K with this policy
Bodily injury went from $300K to $500K.
I went from an annual premium of $499 to $571 a total increase of $72 a year.
BTW that's with a $500 deductible.
That is a hell of a deal just with the addition of underground service line coverage.
If your interested give an Erie Insurance Agent a call and get a quote for the ErieSecure® for your situation.
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July 13th, 2017, 07:46 PM #2
Re: Erie Insurance Secure Home policy. Gun related.
Thanks. We have Erie homeowners ins. I'll have to check that out.
"It's hard to imagine a more stupid or more dangerous way of making decisions than by putting those decisions in the hands of people who pay no price for being wrong."
Thomas Sowell
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July 13th, 2017, 07:50 PM #3
Re: Erie Insurance Secure Home policy. Gun related.
Is this an HO5 policy?
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July 13th, 2017, 08:07 PM #4
Re: Erie Insurance Secure Home policy. Gun related.
I have a thousand dollar deductible with a policy of 20gs for renters ins (erie)
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July 13th, 2017, 08:49 PM #5Senior Member
- Join Date
- Feb 2016
- Location
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Not your neighbor,
Pennsylvania
(Washington County) - Age
- 33
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- 5848122
Re: Erie Insurance Secure Home policy. Gun related.
I love Erie. I have everything through them. Never had an issue and good pricing. Very willing to work with you as well.
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July 13th, 2017, 09:26 PM #6
Re: Erie Insurance Secure Home policy. Gun related.
We have Erie for our home owners and when we went through a house fire a couple of years ago where almost the entire home was gutted, they were tremendous! There were numerous times when the restoration company tried screwing us and one call to our agent and everything was taken care of. They didn't fight us on anything even when the budget was increased on several big ticket items.
I can't say enough good things about Erie Insurance. Do make sure you have replacement value for content as well or they basically give you 50% of what it's worth. I will check out the additional coverage ALS."Those who expect to reap the blessings of freedom, must, like men, undergo the fatigues of supporting it." — Thomas Paine
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July 13th, 2017, 09:28 PM #7Senior Member
- Join Date
- Dec 2015
- Location
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Lock Haven & Southern Ohio,
Pennsylvania
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- 6318624
Re: Erie Insurance Secure Home policy. Gun related.
I have Erie also. For more than 30 years so I'll be checking it out. I will say that never in all my years and many homes have I ever had to repair an underground service line from a utility. But West Penn and PPL are pushing their monthly service line insurances and ridicules monthly premiums for it! Water and sewer lines.....................yup! But not underground cable, phone or power! (I better find some good wood to knock on)!
Engineers make things idiot proof! Evolution makes better idiots!
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January 24th, 2018, 02:29 PM #8
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January 24th, 2018, 02:32 PM #9Senior Member
- Join Date
- Feb 2007
- Location
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Bellefonte,
Pennsylvania
(Centre County) - Posts
- 414
- Rep Power
- 21474854
Re: Erie Insurance Secure Home policy. Gun related.
Let's go Brandon!!!
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January 24th, 2018, 04:58 PM #10Super Member
- Join Date
- May 2008
- Location
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....,
Pennsylvania
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- 21474852
Re: Erie Insurance Secure Home policy. Gun related.
We used to have Erie insurance. We had our home, two cars, my business, my motorcycle, and my boat all insured through Erie. Then we bought a new house, and they refused to write us a new policy because of our dog. I asked “you mean the same dog we’ve owned for the last nine years with no issues?” They said “yes”. I said “if you drop my homeowners then I am dropping everything else too”. They said “fine”. That made Farmer’s happy.
“A Republic, if you can keep it.” - Benjamin Franklin
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