Pennsylvania Firearm Owners Association
Page 1 of 3 123 LastLast
Results 1 to 10 of 21
  1. #1
    Join Date
    Sep 2006
    Location
    Pennsylvania
    (Allegheny County)
    Posts
    1,673
    Rep Power
    2583338

    Default Erie Insurance Secure Home policy. Gun related.

    Just a heads up my Insurance agent Emailed me today about this new policy for homeowners.

    It's your normal homeowners policy with some upgrades

    Criminal Defense Cost Reimbursement Defense of Persons or Property $25,000
    Sewer pipe drain back up $5,000
    Underground Service Line Coverage $25,000
    Equipment Breakdown up to $50,000
    Guns up to $3,000 per item maximum of $10,000.
    Identity Recovery and Fraud Reimbursement up to $25,000

    Remember all of the above you normally have to buy additional Insurance, for coverage.

    Just to give you an idea of the additional cost of this policy.

    They had my replacement cost on my home (structure) at $155K
    It was increased to $230K with this policy

    Bodily injury went from $300K to $500K.

    I went from an annual premium of $499 to $571 a total increase of $72 a year.

    BTW that's with a $500 deductible.

    That is a hell of a deal just with the addition of underground service line coverage.

    If your interested give an Erie Insurance Agent a call and get a quote for the ErieSecure® for your situation.

  2. #2
    Join Date
    Aug 2009
    Location
    Perry Co., Pennsylvania
    Age
    69
    Posts
    2,676
    Rep Power
    21474847

    Default Re: Erie Insurance Secure Home policy. Gun related.

    Thanks. We have Erie homeowners ins. I'll have to check that out.
    "It's hard to imagine a more stupid or more dangerous way of making decisions than by putting those decisions in the hands of people who pay no price for being wrong."
    Thomas Sowell

  3. #3
    Join Date
    Jun 2010
    Location
    Wayne, Pennsylvania
    (Delaware County)
    Posts
    665
    Rep Power
    9528052

    Default Re: Erie Insurance Secure Home policy. Gun related.

    Is this an HO5 policy?
    "Those who make peaceful revolution impossible will make violent revolution inevitable"

  4. #4
    Join Date
    Feb 2007
    Location
    next to my neighbor, Pennsylvania
    Posts
    8,462
    Rep Power
    21474856

    Default Re: Erie Insurance Secure Home policy. Gun related.

    I have a thousand dollar deductible with a policy of 20gs for renters ins (erie)

  5. #5
    Join Date
    Feb 2016
    Location
    Not your neighbor, Pennsylvania
    (Washington County)
    Age
    26
    Posts
    303
    Rep Power
    3811804

    Default Re: Erie Insurance Secure Home policy. Gun related.

    I love Erie. I have everything through them. Never had an issue and good pricing. Very willing to work with you as well.

  6. #6
    Join Date
    Dec 2009
    Location
    Phoenixville, Pennsylvania
    (Chester County)
    Age
    44
    Posts
    659
    Rep Power
    21474845

    Default Re: Erie Insurance Secure Home policy. Gun related.

    We have Erie for our home owners and when we went through a house fire a couple of years ago where almost the entire home was gutted, they were tremendous! There were numerous times when the restoration company tried screwing us and one call to our agent and everything was taken care of. They didn't fight us on anything even when the budget was increased on several big ticket items.

    I can't say enough good things about Erie Insurance. Do make sure you have replacement value for content as well or they basically give you 50% of what it's worth. I will check out the additional coverage ALS.
    "Those who expect to reap the blessings of freedom, must, like men, undergo the fatigues of supporting it." — Thomas Paine

  7. #7
    Join Date
    Dec 2015
    Location
    Clinton County, Pennsylvania
    (Clinton County)
    Posts
    160
    Rep Power
    2316850

    Default Re: Erie Insurance Secure Home policy. Gun related.

    I have Erie also. For more than 30 years so I'll be checking it out. I will say that never in all my years and many homes have I ever had to repair an underground service line from a utility. But West Penn and PPL are pushing their monthly service line insurances and ridicules monthly premiums for it! Water and sewer lines.....................yup! But not underground cable, phone or power! (I better find some good wood to knock on)!
    And once again, history repeats itself! Over and over again!

  8. #8
    Join Date
    Jan 2013
    Location
    West Chester, Pennsylvania
    (Chester County)
    Posts
    630
    Rep Power
    11270830

    Default Re: Erie Insurance Secure Home policy. Gun related.

    Quote Originally Posted by ALS View Post
    Just a heads up my Insurance agent Emailed me today about this new policy for homeowners.

    It's your normal homeowners policy with some upgrades

    Criminal Defense Cost Reimbursement Defense of Persons or Property $25,000
    Sewer pipe drain back up $5,000
    Underground Service Line Coverage $25,000
    Equipment Breakdown up to $50,000
    Guns up to $3,000 per item maximum of $10,000.
    Identity Recovery and Fraud Reimbursement up to $25,000

    Remember all of the above you normally have to buy additional Insurance, for coverage.

    Just to give you an idea of the additional cost of this policy.

    They had my replacement cost on my home (structure) at $155K
    It was increased to $230K with this policy

    Bodily injury went from $300K to $500K.

    I went from an annual premium of $499 to $571 a total increase of $72 a year.

    BTW that's with a $500 deductible.

    That is a hell of a deal just with the addition of underground service line coverage.

    If your interested give an Erie Insurance Agent a call and get a quote for the ErieSecure® for your situation.
    Underground Service Line Coverage $25,000. Is that for gas and electric? If so, that would be the utilities responsibility for wire and gas to your home.
    Equipment Breakdown? What equipment?

  9. #9
    Join Date
    Feb 2007
    Location
    Chambers Hill, Pennsylvania
    (Dauphin County)
    Posts
    160
    Rep Power
    7351397

    Default Re: Erie Insurance Secure Home policy. Gun related.

    Quote Originally Posted by Boo Vuccla View Post
    I have Erie also. For more than 30 years so I'll be checking it out. I will say that never in all my years and many homes have I ever had to repair an underground service line from a utility. But West Penn and PPL are pushing their monthly service line insurances and ridicules monthly premiums for it! Water and sewer lines.....................yup! But not underground cable, phone or power! (I better find some good wood to knock on)!
    I had to have the incoming water line repaired at my previous home, $850 I think to have it dug up and repaired. Water company is constantly hawking insurance with claims of several thousand dollars for typical repairs......

  10. #10
    Join Date
    May 2008
    Location
    Lancaster County, Pennsylvania
    (Lancaster County)
    Posts
    570
    Rep Power
    13478445

    Default Re: Erie Insurance Secure Home policy. Gun related.

    We used to have Erie insurance. We had our home, two cars, my business, my motorcycle, and my boat all insured through Erie. Then we bought a new house, and they refused to write us a new policy because of our dog. I asked “you mean the same dog we’ve owned for the last nine years with no issues?” They said “yes”. I said “if you drop my homeowners then I am dropping everything else too”. They said “fine”. That made Farmer’s happy.
    “A Republic, if you can keep it.” - Benjamin Franklin

Page 1 of 3 123 LastLast

Similar Threads

  1. Replies: 10
    Last Post: May 17th, 2013, 04:03 PM
  2. Home Sweet Home (Erie)
    By 40calman in forum General
    Replies: 19
    Last Post: February 16th, 2011, 04:24 AM
  3. Firearms and Insurance Policy question
    By amill94 in forum General
    Replies: 10
    Last Post: January 14th, 2009, 09:38 AM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Local gun shops | Local shooting ranges | Philadelphia Shooting Ranges | Philadelphia Gun Shops | Pittsburgh Shooting Ranges | Pittsburgh Gun Shops