HB 521 They’re proposing firearm liability insurance of at least $1,000,000!!!

[antman]

Subject: Regular Session 2013-2014 House Bill 0521 P.N. 0564

I hope this link works, but below is some of the HB521
Time to make more calls....

http://www.legis.state.pa.us/cfdocs/...r=0521&pn=0564


(e.1) Liability insurance.--


20(1) No individual shall be issued a license under
21subsection (e) without providing the licensing authority with
22a certificate of liability insurance verifying that the
23applicant has a valid insurance policy insuring against harm
24or damage that may arise out of the use of a firearm covered
25by the license.


26(2) The insurance policy shall meet all of the
27following:


28(i) Be in an amount of at least $1,000,000.


29(ii) Satisfy any judgment for personal injuries or
30property damages arising out of negligent or willful acts



20130HB0521PN0564-4-



1involving the use of an insured firearm.


2(iii) May not cover any unlawful acts.


3(3) An insurer who has issued a contract of firearm
4liability insurance, or any approved self-insurance entity,
5shall do all the following:


6(i) Notify the licensing authority of the county in
7which the insured resides if the firearm liability
8insurance has been canceled or terminated. An insurer
9shall provide a copy of the notice of cancellation or a
10copy of the insurer's filing procedures with proof that
11the notice was written in the normal course of business
12and placed in the normal course of mailing.


13(ii) Provide insurance identification certificates
14to the insured which shall be valid only for the period
15for which coverage has been paid by the insured.
16Insurance identification certificates must disclose the
17period for which coverage has been paid by the insured.
18If the insured has financed premiums through a premium
19finance company or is on an insurer-sponsored or agency-
20sponsored payment plan, insurance identification
21certificates may be issued for periods of six months
22notwithstanding that the payment by the insured may be
23for a period of less than six months.


24(4) A licensing authority shall not be required to
25produce proof that notice of termination, lapse or
26cancellation was provided to the insured in order to revoke
27the license to carry a firearm. A licensing authority shall
28immediately revoke a licensee's license if the licensing
29authority receives notice that a licensee's firearm liability
30insurance has been canceled or terminated.





20130HB0521PN0564-5-



1(5) The insurer's insurance identification certificate
2shall be carried simultaneously with the insured firearm and
3shall be exhibited to any law enforcement officer upon demand
4for inspection. Failure to produce the insurance
5identification certification shall result in the following:


6(i) The law enforcement officer shall confiscate the
7firearm.


8(ii) The owner of the confiscated firearm shall be
9provided with a signed and dated written receipt by the
10law enforcement officer. This receipt shall include a
11detailed identifying description indicating the serial
12number and condition of the firearm.


13(iii) If, within ten days, the law enforcement
14officer does not receive proof from the owner of the
15confiscated firearm that the owner has a valid firearm
16liability insurance policy, the law enforcement officer
17shall notify the licensing authority of the county in
18which the individual resides that proof of insurance was
19not provided and the firearm was confiscated. Upon
20receipt of the notification, the licensing authority
21shall immediately revoke the licensee's license to carry
22a firearm and immediately notify the law enforcement
23officer of the revocation.


24(iv) A confiscated firearm shall be released to an
25owner as follows:


26(A) after confirmation has been received that
27the owner's license to carry has been revoked and the
28law enforcement officer has notified the owner that
29the license has been revoked and that the owner may
30no longer carry the firearm in public; or





20130HB0521PN0564-6-



1(B) the law enforcement officer has received
2proof from the owner of the confiscated firearm that
3the owner has a valid firearm liability insurance
4policy.


5(6) If a licensing authority revokes a licensee's
6license to carry a firearm, the licensing authority may not
7reissue the license to carry until the person furnishes proof
8of insurance. The licensing authority shall charge a fee of
9$50 to reissue a license to carry following a revocation.


10(7) An individual who is in this Commonwealth with a
11concealed firearm and possesses a valid and lawfully issued
12license or permit to carry that firearm which has been issued
13under the laws of another state as provided under section
146106(b)(15) (relating to firearms not to be carried without a
15license) shall be required to obtain firearm liability
16insurance as provided in this section within 30 days of
17arriving in this Commonwealth.


18(8) An individual who fails to maintain liability
19insurance as provided under this subsection shall be subject
20to the following:


21(i) For a first offense, the individual shall be
22subject to a fine of at least $1,000.


23(ii) For a second offense, the individual shall be
24subject to a fine of at least $5,000.


25(iii) For a third offense, the individual commits a
26a misdemeanor of the third degree and shall be subject to
27a fine of at least $10,000.


28(iv) For a fourth and subsequent offense, the
29individual commits a misdemeanor of the second degree and
30shall be subject to a fine of at least $15,000.





20130HB0521PN0564-7-



1* * *


2Section 2. This act shall take effect in 60 days.



20130HB0521PN0564-8-

[CHEMICAL]

This is a VERY slippery slope.

[WhiteFeather]

HB 521 Rep Waters - Mandatory 1 million LTCF liability insurance - 2013-2014
http://forum.pafoa.org/pennsylvania-...13-2014-a.html


Its been out there for several weeks now this same bill was also introduced late in last session

Firearm Liability Insurance for all LTCF permit holder in PA – Rep Waters 2012 effort
http://forum.pafoa.org/pennsylvania-...12-effort.html

[lemko]

Are the thugs and gangbangers going to pay for this insurance as well? Geeze, half the drivers in Philly don't have car insurance! You sure as hell can forget about "firearm liability insurance!"

[jerryg]

This sucks. I am sure that off duty or retired LEO's won't like it either. I wonder if my 5.7 will have a higher rate then my Glock 26?

[Berks_Iraq_Vet]

Sure, licensed firearms owners are causing death and mayhem on a regular basis. These people really are retarded.

[lemko]

Sure, licensed firearms owners are causing death and mayhem on a regular basis. These people really are retarded.

Are there any actuaries out there? The likelihood of any of my firearms doing any harm to somebody is virtually nil. My premium should be a couple of bucks just to cover the administrative costs.

[lemko]

Heck, I can see thugs breaking into somebody's house just to get shot!

BANG! BANG!
Ow!

Thanks for shooting me, Mr. Homeowner! You just made me a millionaire!

[IIIIIREPOIIIII]

This state better wakeup soon!


Posted from Pafoa.org App for Android

[ChuckS]

Stupid law but I have a serious question can you even get such insurance?

29(ii) Satisfy any judgment for personal injuries or
30property damages arising out of negligent or willful acts

Will ANY insurance cover willful acts?