I went to a place called Millers last night in Mill Hall (Clinton County) AFAIK. I picked up a S&W 36 used. The folks there were very nice but the prices were a little high. They have a big selection of rifles and shotguns but their handgun selection is skimpy and a lot of them were used. They were pretty disorganized, too (the handgun section). They were charging 560 for an XD-40 which I just picked up 4-5 months ago for ~450. I paid a little more than I would have liked for my Model 36 but I was hard pressed to get something to shoot while out of town and it was the cheapest at 270.

All in all, their prices are high because they're the only gun shop remotely close to me (non-chain) and handguns aren't in very high demand in that area.