Being the gentleman that I am I'd offer to sit with her and protect her. :cool:
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I'd be concerned with liability issues, not only the friend but their family and that of any one they might shoot justifiably or not.
I consider it akin to sharing something very personal like a toothbrush. Only exception would be imminent bodily harm or death / war.
There are used firearms. Some quality new firearms can be found for $180-$250.
As long as they have a LTCF then yes, you can loan a firearm.
AND they are also a PA resident.
Loaning a gun to a out of state buddy, even if he comes here, and even if he has a LTCF/CCW, is an "interstate transfer" and only legal if FFL is utilized or "for temporary use for lawful sporting purposes". The situation as described in the OP doesn't meet the quoted legal exception.