I don't really care for safties either, but I like to have them on my semi-autos. When I set it down, I hit the safety. The bolt action, I usually let the bolt hang open. I always figure, if the bolt is closed its loaded, and if the saftey is on its loaded. I always check chamber to make sure anyway, but its a general rule. In fact, when I did some trigger work on my bolt I didn't even bother putting the safety back on because I never use it. Personal prefrence IMHO. As long as you're safe, you don't need to worry about a safety device.
I see your point in them making thing complicated. For when I eventually do carry, it'll be a glock, so it'll have no manual safety anyway
. If I were carrying one with a manual safety, it'd be a SA/DA with it uncocked, round chambered. I see no reason why a safe person can't carry a pistol with a decently high trigger pull cocked and unlocked.
False sense of security is wayyy too correct.